401 k Latest News

The contribution limits for IRAs and 401(k)s are continually changing. This year the limits have increased by $500 for most IRAs and $1,000 for most 401(k)s.

LeTort Trust Adds New Position to Lead Marketing and Communications for the Company.

Bland Garvey Eads Medlock + Deppe and BGEMD Capital Advisors Announces New Look, New Location, Continued Leadership

BGEMD Capital Advisors is proud to announce the launch of the BAM Alliance, an active community of like-minded, independent wealth management firms dedicated to delivering on the promise of true wealth management.

A national investment research and ratings company has ranked Shutts & Bowen LLP’s 401(k) profit-sharing plan among the best in South Florida.The law firm pays the staff an additional 7.5 percent of salary – not as a match, but as a contribution.

Atlas Wealth Management, LLC offers expert insight to the markets with commentary to help you understand and prepare your financial future. The commentary is provided as a short-term look at the market direction and economic climate.

Hoover and Associates Financial Services, Inc. has updated their main website (hooverassociates.com) to include a new tab containing 401(k) information.

Spence, Cassidy & Associates reveals an Insured Wealth Provider Retirement Strategy for 2012 that can help overcome stock market losses and increase post-retirement income. People can even leverage the death benefit while still alive.

Foresight Financial Management, Indianapolis Indiana, will host the second event in their Thought Leadership Series. This series aims to educate local financial professionals about unique opportunities in the 401(k) marketplace.

Through the company’s Comfort for a Cause program, associates who make a minimum $5 donation to charity can wear jeans to work for a week. The program is hugely popular, with tens of thousands of dollars raised since it was launched.

Next year, 401(k) plan participants will see the true cost of their retirement accounts for the first time – and many will not be pleased. In April 2012, long-awaite rules designed to improve fee transparency in 401(k) plans will go into effect.

As most businesses prepare to make significant changes to the way they communicate with employees about their 401(k) plans, benchmarking surveys are key to ensuring compliance with the new regulations.

Most people need to borrow money at some point, but is borrowing from a 401(k) plan the best solution? Borrowing from a 401k plan is unique in that you're borrowing from yourself instead of a third party. However, you may forgo important benefits.

As part of the company’s Community Engagement Program, Ascensus has selected Junior Achievement as one of the organizations to support with the goal to help build future business leaders.

About a third of the people eligible for a 401(k) don’t sign up for the retirement investment plans, but a recently updated federal law smoothes the way for employers to enroll workers automatically.

The 401(k) is a significant part of many financial plans despite global tax consequences. HSA for America presents a complementary webinar discussing what may be one of the largest tax traps of the century.

IBS Financial Group is happy to announce and welcome John Missad as Retirement Plan Consultant.

Capitol Financial Solutions financial representative, Randy Hebert, CLTC, forms alliance with Group Benefit Consultants’ Michele Goss Moffitt.

New Offering Helps Protect Personal Assets of Retirement Plan Sponsors and Fiduciaries

On November 2, 2010, Ray LeVitre, founding partner of Net Worth Advisory Group, a fee-only financial planning firm, appeared on the KSL Studio 5 program to discuss the factors investors should consider when identifying a qualified financial advisor.

Using Ascensus’ open architecture investment platform as the basis, Mesirow Financial assumes fiduciary responsibility for identifying and monitoring suitable investment options for participating retirement plans.

On October 18th, 2010, Ray LeVitre, founding partner of Net Worth Advisory Group, a fee-only financial planning firm, appeared on the KSL Studio 5 program to discuss how investors can adequately diversify their investment portfolios.

Understanding IRAs, 401(k)s and Social Security is a critical first step in retirement planning.

DANIEL ROMERO, CFP®, AIF® First of 75 financial professionals to be eligible to earn the Certified 401(k) Professional (C(k)P™) designation in the country.

Diversification is one of the most commonly used terms in financial planning. Net Worth Advisory Group is recommending its clients diversify their diversification strategy with a unique tool: tax diversification.

Net Worth Advisory Group, one of Salt Lake City’s leading Fee Only Registered Investment Advisory firms, announced it has obtained the advisory firm of Luke Wealth Strategies and has expanded with the opening of its Scottsdale Arizona office.

In 1st 7 months of 2010, investors withdrew staggering $33.12 billion from equities “At this stage in economic cycle, $10 to $20 bn wd normally be flowing INTO domestic stocks, rather than bns flowing OUT This is very unusual” Big winner: bonds

Red River Federal Credit Union Attributes Win to Partnership with Ascensus

When is it smart to leave an account at an old employer vs. rolling it over to a new 401(k) or IRA?

Elite group comprises less than 6 percent of local practitioners

Net Worth Advisory Group has created a six-minute video designed to help those approaching retirement with their investment and retirement planning concerns. The free video can be viewed on their website.

Today’s financial market investors: Mostly Stocks, Mutual Funds, need to learn how to trade the markets in an up-, down- or sideways mode to constantly produce income and interest on their capital at risk.

Ascensus partners with ENT Resources, Inc. (ENTRI) to deliver 401(k) solutions to the healthcare industry. ENTRI, a specialized provider of multiple employer and custom 401(k) plans, markets their products under the Academy Benefit Partner brand.

Ascensus has launched Enroll123™ to increase participation rates in 401(k) and other types of retirement plans. Enroll123 is a free personalized mailer designed to simplify the enrollment process.

Retirement plan cost expert, Steve Butler, president of Pension Dynamics Corporation in Pleasant Hill, CA. details in e-book how to understand where money for retirement will come from and a strategy for not outliving retirement resources.

Most investors don't know what fees they pay. Take your 401(k). Some realize they pay the managers of the mutual funds they invest in. Others, because the money comes directly out of their investment account, do not. Yet, the fees don't stop there.

Net Worth Advisory Group in Salt Lake City, Utah, is extending an offer to examine and optimize a client's 401(k) plan. The offering will ensure the client has a diversified portfolio that matches their risk tolerance. Costs will also be analyzed.

This distinction is based on an annual production ranking of all registered advisors supported by LPL Financial, the nation’s largest independent broker-dealer*, and is awarded to less than 20 percent of the firm’s 12,027 advisors nationwide.

Many financial advisors offer to analyze a client's 401(k) plan and develop an optimized portfolio utilizing the investment choices available. Over the long-run, would you be better off paying the fee or investing these funds in your retirement plan?

Ascensus, a leading retirement plan solutions provider, was presented with an award for earning 43 out of a possible 46 “Best in Class” cups at the March 25th -- 2010 Awards for Excellence Dinner.

Weak 401(k) plans have few investment options, don't offer proper diversification tools, and utilize mutual funds with poor track records. What should you do if your employer's 401(k) has inferior investments? It depends on your personality.

Ascensus, a leading retirement plan solutions provider, bolstered its sales force with an additional Regional Vice President, Josh Haynes, who will focus on the company’s “Rocky Mountain” territory.

403(b) plans, also known as tax sheltered annuities, and 457 plans are quite similar to 401(k) plans. Both plans allow employees to defer income and benefit from tax deferred growth, and both plans enable employers to provide matching contributions.

A 401(k) plan enables employees to defer receiving and paying taxes on a percentage of compensation. The salary reduction amount is deducted from the employee’s pay and contributed to a retirement fund, where it accumulates earnings tax-deferred.

Attend this free educational workshop to learn about the latest strategies to prepare for and succeed during retirement. * Determine if you still have enough money to retire * Find a trusted advisor - discover fee-only planning

One winner gets $1000.00 to invest into a Roth IRA or use toward college education.

Take credits, get help to prepare for future, says Bills.com

The Senior Market Advisor Magazine has selected Donald Owens as a member of the board for his expertise in senior financial planning.

Donald Owens receives 2008 Advisors Excel award for excellence in financial planning.

Beyond traditional 401(k)s, small businesses now have more options to offer their employees with new self-directed retirement plans taking the control out of Wall Street’s hands and giving it to the individual.