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| holiday budget Latest NewsBy Gifts of Encouragement, Inc. Mom is usually the one who makes sure everybody else has a great holiday season. New self-paced online boot camp equips you to save time and money, allowing you to reduce your stress so that you, too, can have a super holiday season this year! By American Debt Counseling For consumers struggling to stretch their holiday dollars, holiday layaway plans are being hailed as a budget-friendly convenience and an alternative to credit cards, according to the experts at American Debt Counseling. These guidelines can help. | ||||||||||||||||||||||