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| macomb News+ XML/RSSBy RE/MAX Advisors - Rick Giese Now is the time to make the hard decision: Are you going to walk away from your underwater home? Uncle Sam is still giving homeowners until December 31, 2012 to go through a short sale or foreclosure without tax consequences By Rick Giese A cooperative short sale may be a good option depending on your situation. By Rick Giese http//www.MIShortorStay.com This web-based tool is for home owners trying to decide what to do, Should I Short Sale? Stick it Out? or Let the property go to foreclosure? The FREE Short Sale Calculator helps quantify the decision to short sale, stay with an over-mortgaged home By Rick Giese - www.MILoanModHelpDesk.com Loan Modification? Short Sale? Deed-in-Lieu of Foreclosure? What's an upside down struggling property owner to do? By Rick Giese www.MILoanModHelpDesk.com For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Rick Giese of RE/MAX Advisors By www.MILoanModHelpDesk.com/ The truth is that 25 Million out of 75 Million US Households are in mortgage trouble. These households owe more than the actual net worth of their homes and this is almost US $ 700 Billion of negative equity black hole. By Rick Giese "I am trying to buy a short sale. It has been 4 months and we have heard nothing except that we are now on our 2nd negotiator, still with no contact from them. I am getting very frustrated. By Rick Giese Rick Giese and his Southeastern Michigan Short Sale Team, Short Sale Specialists of Southeastern Michigan closes another Wells Fargo Short Sale for a homeowner in Macomb Township, Michigan. By Rick Giese Current estimates are that nationwide, 6.3 million U.S. homeowners are more than 30 days late on their mortgage and in some stage of foreclosure. Noted Rick Giese of RE/MAX Advisors By Rick Giese We STOP Southeastern Michigan Foreclosure …We Have Helped Over 150 Families in the Past Year and We Can Help You Too …Best of All There are NO Costs to You! By Rick Giese Rick Giese Southeastern Michigan Short Sale Specialist Macomb, Oakland and Southern St Clair County leading Short Sale Agents with RE/MAX Advisors can be found at www.miforeclosurehelp.com Call Toll Free 1-800-274-5656 By Rick Giese Distressed property expert Rick Giese of Southeastern Michigan Short Sale Help urges homeowners struggling with mortgage payments to pursue lower-impact alternatives By Rick Giese Yes, many people think they can negotiate with the lender. But, some of them don’t have the skills necessary to be successful. By Maria McGuire Online report outlines viable alternatives to foreclosure—and provides solutions for homeowners struggling to make mortgage payments in Michigan. By Maria McGuire Distressed property expert’s online report updates homeowners who are struggling with mortgage payments in Southeastern Michigan including the tricounty areas of Macomb, St. Clair & Oakland counties on solutions to avoid foreclosure. By Rick Giese Frequently Asked Short Sale Questions answered Toll Free 1-800-274-5656 – Rick Giese and Southeastern Michigan Short Sale Help - www.miforeclosurehelp.com – Rick Giese and Short Sale Help -Toll Free 1-800-274-5656 By Rick Giese Rick Giese and Southeastern Michigan Short Sale Help, Leading short sale group in Macomb, Oakland and Southern St Clair County at RE/MAX Advisors in Chesterfield MI, have solved another FHA short sale By Lori Brown Foreclosures and Short Sales are impacting countless Southeastern Michigan homeowners and it doesn't appear that there will be any let up in the pace for another 5 to 7 years . By Lori Brown- CDPE Realtor Informative online report details foreclosure alternatives for homeowners facing unaffordable mortgage payments in . By Rick Giese FHA SHORT SALE? Money Back on your Southeastern Michigan Short Sale? Call Us Your Southeastern Michigan FHA Short Sale Specialist today at 1-800-274-5656 By Rick Giese The Southeastern Michigan Short Sale Help Team, who use a CDPE comprehensive Short Sale System, have helped another Southeastern Michigan Homeowner avoid Foreclosure via a Bank of America Short Sale. By Rick Giese Rick Giese and his Southeastern Michigan Short Sale Help team use a comprehensive Short Sale System just closed another 2 Short Sales this week saving these Homeowners from Foreclosure. By Lori Brown- Certified Distressed Property Expert Short sales are now more common for homeowners that are facing foreclosure and need another resource to stop the process on their Macomb and St Clair County, Michigan house. By Rick Giese Rick Giese, A Macomb and Oakland County, Michigan Sale Specialist Team, known for his experience in Short Sales, have just closed another Short Sale in Macomb Township, Michigan. Using Rick’s comprehensive Short Sale System, By Rick Giese Short sales are now more common for homeowners that are facing foreclosure and need another resource to stop the process on their Macomb and Oakland County, Michigan house. By Rick Giese Short Sale Questions Answered by Rick Giese, Macomb and Oakland County Michigan Leading Short Sale Specialist Macomb and Oakland County MI Real Estate Broker Helps Folks Seeking Mortgage Relief & Avoiding Fraud By Rick Giese This online report outlines the warning signs of potentially fraudulent mortgage relief assistance—and provides solutions for homeowners struggling to make mortgage payments in Macomb and Oakland County Michigan. By Rick Giese Tough times are happening to your friends, your family, and maybe even you. We are seeing an increase of Short Sales in today's Macomb and Oakland County Real Estate Market. By Rick Giese Call … 1-800-274-5656 to talk to Macomb and Oakland County Michigan Top Short Sale Specialist today. Rick Giese Associate Broker with RE/MAX Advisors for more foreclosure avoidance information. By calling Rick at 1-800-274-5656 Today By Rick Giese It's important to me to share stories about successful short sales. As a short sale agent in Macomb and Oakland County MI, it seems that we hear more about the horror stories, that are created by scam artist and agents who don’t have experience! By Lori Brown-CDPE Realtor Another Homeowner in Macomb Twp, Michigan Avoids Foreclosure by Completing a Short Sale with Macomb and Oakland Counties Leading Short Sale Realtor BREAKING NEWS! Attention ALL Upside Down Home Owners: Short Sale your home & get paid up to $35,000! By Rick Giese These programs are designed to make your decision to short sale your home easier. Your lender wants to Help avoid a foreclosure as much as you do. By Lori Brown- CDPE Realtor Information to Help You Make the Call! I get the question from people all the time: short sale or foreclosure, which is the better option? My knee-jerk reaction is always “Are you kidding? Short sale, of course!” By Rick Giese Another Homeowner in Clinton Twp, Michigan Avoids Foreclosure by Completing a Short Sale with Macomb and Oakland Counties Leading Short Sale Broker By Rick Giese The housing crisis that started in 2007 made these once dubious transactions part of the mainstream. Values plummeted and economic pressures created financial peril for homeowners, forcing them to seek solutions which could help their situation. By Rick Giese The biggest advantage a short sale has over a foreclosure is that you can buy your next home much sooner. By Rick Giese Do I have enough time to short sale my house, or is the foreclosure already too far along? Please let me know. By Rick Giese I get the question from people all the time: short sale or foreclosure, which is the better option? By Rick Giese We recently recieved a e-mail. They had a friend who was having a hard time with a short sale on a Fannie Mae Loan. Macomb Short Sale Help:You Don't Have To Be Behind On Payments Before Lender Will Approve Short Sale By Rick Giese Many homeowners have short sold their home and never missed a payment. The lenders will approve a short sale where the seller has not missed a payment when the following is in place. By Rick Giese We receive calls all the time that go something like this “I have fought the bank for year and half, and after paying thousands and thousands I have decided to short sale, can you help me”? By Rick Giese Yesterday, we told you about a new program that Fair Isaac, the founder of the FICO score, came out with to tracks strategic defaults. By Rick Giese A potential home seller asked me, how do I we get paid on a short sale transaction? Here is the answer to that question. By Rick Giese "I would like to hire you to help me short sale my house. However, I am concerned that if the short sale doesn't go thru, then I will still owe you money. No. There is NO Costs to you, whether we are successful or not short saling your property By Rick Giese We talked to a homeowner recently about a short sales. Her house was close to being foreclosed upon very soon. She had thought about short selling the house. But, she had heard from her friends that banks don't really like short sales. By Rick Giese I see a lot of agents making mistakes on short sales property valuation. Lenders hire a supposedly impartial third party to value the property. By Rick Giese What do you do when the house isn't selling for any more money, but the bank keeps on rejecting the offers? You can give up, but then the seller loses the house to foreclosure. By Rick Giese If your loan qualifies for the HAFA program, then you may be eligible for a number of financial incentives. You can get up to $3,000 to help with moving costs. By Rick Giese "I am trying to buy a short sale. I have been waiting on an answer to my offer for 6 months. The agent tells me we should have an answer any day. By Rick Giese We received the following e-mail a little while ago from another agent that does short sales. It illustrates how the current short sale guidelines hurt the housing market and homeowners short selling their house. | ||||||||||||||||||||||