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May 2012
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By Rick Giese
This online report outlines the warning signs of potentially fraudulent mortgage relief assistance—and provides solutions for homeowners struggling to make mortgage payments in Macomb and Oakland County Michigan.

By Rick Giese
Tough times are happening to your friends, your family, and maybe even you. We are seeing an increase of Short Sales in today's Macomb and Oakland County Real Estate Market.

By Expetec Technology Services
Many National Guard and Reserve servicemen and women wonder what will happen to their job while deployed overseas for months at a time.

By Leslie Allen
Brake aftermarket supplier, FRAS-LE North America, announces move to Detroit suburb of Northville, Michigan for added space for product development and R&D.

By Rick Giese
Call … 1-800-274-5656 to talk to Macomb and Oakland County Michigan Top Short Sale Specialist today. Rick Giese Associate Broker with RE/MAX Advisors for more foreclosure avoidance information. By calling Rick at 1-800-274-5656 Today

By Rick Giese
It's important to me to share stories about successful short sales. As a short sale agent in Macomb and Oakland County MI, it seems that we hear more about the horror stories, that are created by scam artist and agents who don’t have experience!

By Lori Brown-CDPE Realtor
Another Homeowner in Macomb Twp, Michigan Avoids Foreclosure by Completing a Short Sale with Macomb and Oakland Counties Leading Short Sale Realtor

By Rick Giese
These programs are designed to make your decision to short sale your home easier. Your lender wants to Help avoid a foreclosure as much as you do.

By Lori Brown- CDPE Realtor
Information to Help You Make the Call! I get the question from people all the time: short sale or foreclosure, which is the better option? My knee-jerk reaction is always “Are you kidding? Short sale, of course!”

By Rick Giese
Another Homeowner in Clinton Twp, Michigan Avoids Foreclosure by Completing a Short Sale with Macomb and Oakland Counties Leading Short Sale Broker

By Rick Giese
The housing crisis that started in 2007 made these once dubious transactions part of the mainstream. Values plummeted and economic pressures created financial peril for homeowners, forcing them to seek solutions which could help their situation.

By Rick Giese
The biggest advantage a short sale has over a foreclosure is that you can buy your next home much sooner.

By mamemo productions
Mamemo produced stage concept, corporate films, and event plan for region's first graduate-level, research-driven scientific institution.

By Market Insights, LLC
The 36th Annual Trenton Mid-Summer Festival is scheduled for July 8, 9 and 10. It is held in downtown Trenton on Jefferson between Maple and Harrison.

By Rick Giese
Do I have enough time to short sale my house, or is the foreclosure already too far along? Please let me know.

By Insiderslab.com
the Fed plans to expand its annual review of bank capital on more financial institutions .In the last 4 weeks, Insider net buy ratio of the banking industry increased from 73% to 76%. Number of net buyers rose from 163 to 170.

By Rick Giese
I get the question from people all the time: short sale or foreclosure, which is the better option?

By Katrina Alexander
While many mortgage companies are downsizing VanDyk Mortgage is growing in unique ways.

By Janet Morris Grimes
Janet Morris Grimes, an employee of Canton Leisure Services, credits her husband's job transfer for forcing her surrender to her dreams of becoming an author. Her first book, The Parent's Guide to Uncluttering Your Home, was released in May of 2011.

By Rick Giese
We recently recieved a e-mail. They had a friend who was having a hard time with a short sale on a Fannie Mae Loan.

By Rick Giese
Many homeowners have short sold their home and never missed a payment. The lenders will approve a short sale where the seller has not missed a payment when the following is in place.

By Market Insights, LLC
Trenton Mid-Summer Festival Gears up for 36th annual event and welcomes reunions to celebrate there.

By Rick Giese
We receive calls all the time that go something like this “I have fought the bank for year and half, and after paying thousands and thousands I have decided to short sale, can you help me”?

By Rick Giese
Yesterday, we told you about a new program that Fair Isaac, the founder of the FICO score, came out with to tracks strategic defaults.

By Fusion Graphic Consultants
The City Delicatessen has over 40 sandwiches and pizzas to choose from and has now added a frozen yogurt bar with many different toppings to choose from.

By Market Insights, LLC
Residents John Craven, John Wager and committee bring community together to dedicate a memorial for all time.

By Van Andel Institute
VAI Phase II becomes only second new facility in Michigan and one of a dozen research institutes nationally to achieve Leadership in Energy & Environmental Design (LEED) Platinum Award

By Rick Giese
A potential home seller asked me, how do I we get paid on a short sale transaction? Here is the answer to that question.

By Rick Giese
"I would like to hire you to help me short sale my house. However, I am concerned that if the short sale doesn't go thru, then I will still owe you money. No. There is NO Costs to you, whether we are successful or not short saling your property

By Rick Giese
We talked to a homeowner recently about a short sales. Her house was close to being foreclosed upon very soon. She had thought about short selling the house. But, she had heard from her friends that banks don't really like short sales.

By Rick Giese
I see a lot of agents making mistakes on short sales property valuation. Lenders hire a supposedly impartial third party to value the property.

By Rick Giese
What do you do when the house isn't selling for any more money, but the bank keeps on rejecting the offers? You can give up, but then the seller loses the house to foreclosure.

By Rick Giese
If your loan qualifies for the HAFA program, then you may be eligible for a number of financial incentives. You can get up to $3,000 to help with moving costs.

By Rick Giese
"I am trying to buy a short sale. I have been waiting on an answer to my offer for 6 months. The agent tells me we should have an answer any day.

By Rick Giese
We received the following e-mail a little while ago from another agent that does short sales. It illustrates how the current short sale guidelines hurt the housing market and homeowners short selling their house.

By Rick Giese
"I have an FHA loan and want to get a loan modification. My bank is playing hardball and won't modify the loan at all. My friend got a loan modification and said it was pretty easy. What can I do to modify my loan?"

By Rick Giese
Local CDPE-designated agent, Rick Giese of RE/MAX Advisors, has developed a website report providing information regarding the truth about a mortgage trend called “strategic default,” where homeowners walk away from their mortgages.

By Rick Giese
Most mortgages are sold after they are made. We estimate that around 75-80% of all mortgages were sold before the housing crisis.

By Rick Giese
Sometimes it seems like short sales are tough. “Don’t try to short sale your house. Short Sales never go thru”, people tell you. “I had a short sale with a large national lender. The loan was owned by Fannie Mae, not the lender.

By Tom VanDyk, VanDyk Mortgage Corporation
Loralynne Ball appointed as Senior Vice President Tampa Bay Operations Center Officially Open as the growth of VanDyk Mortgage Corporation continues

By Rick Giese
The number one reason people short sale is to salvage their credit. After all, a short sale has much less of an impact on your credit than a foreclosure. Despite all this, banks still make short sales tough.

By Rick Giese
There are two things you must understand if you are doing short sales. They are BPOs and HUD-1s. A BPO is what the short sale lender uses to determine the value of the property.

By Strategic Book Group
Noah: First Cell takes readers to a different reality, with problems closer to home. Its stirring conclusion will lead to more books in this exciting new action series.

By Rick Giese
It always amazes me when I hear the stories of agents who talk about horrible short sales are. "Don't waste your time on a short sale", they tell homeowners. "Not True... if you have been trained and have experience with Short Sales"

By Rick Giese
According to the Philadelphia Inquirer [1], Patrick Rodgers of West Philadelphia was able to "file a foreclosure action against Wells Fargo

By Rick Giese
Rick Giese of RE/MAX Advisors, has developed a website report providing information regarding the availability of lender and government programs to avoid foreclosure, including the Home Affordable Foreclosure Alternative Program, or "HAFA."

By DIR Incorporated | RJ Reese, Inc.
RJ Reese Insurance has recently published an article titled "The Future of Your Business" to help business owners and entreprenuers, specifically within the Michiana area to consider succession planning and requesting an annual insurance review to...

By Rick Giese
If you have been reading about short sales, then you have probably heard the term "BPO" and wondered what it meant.

By Rick Giese
It really gets on my nerves that people who don’t know what they are doing can ruin it for everyone else. If you are thinking about short selling your home, make sure you hire a competent, experienced short sale agent.

By Rick Giese
“So, you’re telling me that unless I can get you the TPG form filled out, then you will reject this short sale and subject your company to a potential $17,000 loss,?” “Yes, you are right”, she replied.






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