Chesterfield Twp News (Michigan, United States)

Short Sales and Loan Modifications are two terms that were mostly unheard as of 5 years ago. Now, they are everyday words for most homeowners

It's a common misconception that if "I gave a quit claim deed her/him the house" you are done with the responsibility for the loan.

Completing a Short Sale in MI is one of the most difficult real estate transactions in all of Southeastern Michigan real estate. It is important to know that the company and team you hire to complete this process for you have expertise in this area.

This question of how long one must wait to qualify to buy a home after a short sale or foreclosure is one many prospective Michigan homeowners are asking now.

Bank of America is willing to pay borrowers up to $30,000 for moving expenses to short sale their house. I doubt that many homeowners will receive $30,000.

Qualifying Bank of America borrowers could receive anywhere from $2,500 to $30,000 in cash upon the close of a short sale. The amount of assistance provided under the new program is determined on a case-by-case basis.

The mortgage industry is buzzing about HARP 2, revamped federal Home Affordable Refinance Program. Some are predicting it will trigger the biggest refi boom of the decade. But will it really help homeowners whose loans are deeply underwater?

Strategic default: “The decision by a homeowner to let a home go into foreclosure, even though they have the ability to continue making payments.”

Walking away from your house and allowing the bank to foreclosure is not "strategic" and it's not free of consequences! Short Sales are by far the best option if you can't manage your mortgage.

I was going through a divorce and the only thing left from the marriage was to sell the house. We had tried to sell our house for a year with no success until we called Rick Giese www.MIForeclosureHelp.com

A divorce is often messy. It may even be messier when the two splitting parties have a joint mortgage on the property.

Another common type of loan that does not usually have a deficiency is a VA loan.

The most common type of loan that does not usually have a deficiency is an FHA loan.

Chesterfield Township, MI – 05/01/2012 – Dolores Gaskell Broker/Owner of Macomb Metro Realty, Inc. in Chesterfield Township, has earned the prestigious Certified Distressed Property Expert® (CDPE) designation.

www.MIForeclosureHelp.com and Rick Giese and his Short Sale Team, known for their Southeastern Michigan experience in Short Sales, just closed another Short Sale in Clinton Twp MI. Using his Short Sale Program and team.

www.MIforeclosureHelp.com , Rick Giese known for his Southeastern Michigan Real Estate experience in Short Sales, has just closed another Short Sale in Macomb Township

Are you upside down on your mortgage? Try this. Sit down and run the numbers. How much will your upside down mortgage cost you over the next 30 years?

Now is the time to make the hard decision: Are you going to walk away from your underwater home? Uncle Sam is still giving homeowners until December 31, 2012 to go through a short sale or foreclosure without tax consequences

This web-based tool is for home owners trying to decide what to do, Should I Short Sale? Stick it Out? or Let the property go to foreclosure? The FREE Short Sale Calculator helps quantify the decision to short sale, stay with an over-mortgaged home

Loan Modification? Short Sale? Deed-in-Lieu of Foreclosure? What's an upside down struggling property owner to do?

The joyful celebration of the holidays is behind and many are facing additional debt from the season.

The Mortgage Forgiveness Debt Relief Act is set to expire on December 31, 2012, another words the home most be sold and closed by December 31,2012.

If you’ve been considering doing a short sale on your Southeastern Michigan home, you might want to hurry up.

For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Maria McGuire, Broker/Owner of Re/Max Advisors.

Remember, our goal is to help you wipe out the upside down debt, get rid of any tax liability, and keep your credit intact. We might even be able to get you a $3,000 short sale incentive from your lender.

Short Sales are a situation that can often cause emotional turmoil as well as financial. It’s amazing how quick people are to judge others but times may be changing when it comes to today’s financial situations. We’re all feeling tough times

For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Lori Brown of RE/MAX Advisors

For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Rick Giese of RE/MAX Advisors

Make your expectations known and stay involved in the process BY TOM KELLY, WEDNESDAY, NOVEMBER 30, 2011. Inman News™ The chores of listing and selling a home should not be taken lightly, nor handed off -- especially in this market.

Don’t become the next Macomb, Oakland and Southern St Clair Counties foreclosure statistic? • Have you missed your first house payment?

The truth is that 25 Million out of 75 Million US Households are in mortgage trouble. These households owe more than the actual net worth of their homes and this is almost US $ 700 Billion of negative equity black hole.

"I am trying to buy a short sale. It has been 4 months and we have heard nothing except that we are now on our 2nd negotiator, still with no contact from them. I am getting very frustrated.

The current U.S. housing market and national financial crisis has caused untold stress and heartache for many American families.

Rick Giese and his Southeastern Michigan Short Sale Team, Short Sale Specialists of Southeastern Michigan closes another Wells Fargo Short Sale for a homeowner in Macomb Township, Michigan.

Millions of homeowners in the United States— 6.3 million in fact—are more than 30 days late on their mortgage payments and are in some stage of foreclosure.

Current estimates are that nationwide, 6.3 million U.S. homeowners are more than 30 days late on their mortgage and in some stage of foreclosure. Noted Rick Giese of RE/MAX Advisors

It’s no secret that most individuals who have accumulated wealth through real estate investments don't get caught up in the emotion of the media negativity. They're able to see opportunities, which are overlooked by the masses.

Signs of a slow recovering market may be on the horizon, as homeowners and investors enjoy equity and cash flow.

We STOP Southeastern Michigan Foreclosure …We Have Helped Over 150 Families in the Past Year and We Can Help You Too …Best of All There are NO Costs to You!

Don't let your home go into Foreclosure, the outcome will be detrimental for years to come!! A Short Sale is your best solution!!!

Distressed property expert urges homeowners struggling with mortgage payments to pursue lower-impact alternatives

Rick Giese Southeastern Michigan Short Sale Specialist Macomb, Oakland and Southern St Clair County leading Short Sale Agents with RE/MAX Advisors can be found at www.miforeclosurehelp.com Call Toll Free 1-800-274-5656

Distressed property expert Rick Giese of Southeastern Michigan Short Sale Help urges homeowners struggling with mortgage payments to pursue lower-impact alternatives

A lot of homeowners want to short sale and walk away from the upside down debt. They don’t feel that it is their fault the housing market crashed.

Lori Brown at ReMax Advisors Offers a Helping Hand to Macomb County & St Clair County Homeowners Headed Toward Foreclosure Distressed property expert urges homeowners struggling with mortgage payments to pursue lower-impact alternatives

Homeowners experiencing financial difficulty, often feel stuck, helpless and don't know where to turn.

Buying real estate is an emotional decision, but the opposite needs to be true for selling real estate. Emotions can get in the way of selling your property.

Yes, many people think they can negotiate with the lender. But, some of them don’t have the skills necessary to be successful.

Online report outlines viable alternatives to foreclosure—and provides solutions for homeowners struggling to make mortgage payments in Michigan.

Local CDPE-designated agent Lori Brown of ReMax Advisors, has released a new report confronting the trapped feelings struggling homeowners encounter when facing an unaffordable mortgage.