De Pere Latest News (Wisconsin, United States)

Fox River Fiber has announced the hiring of Mark Hunter as its new production manager and Thias Shefchik as an accountant for company.

Fox River Fiber has introduced a release liner recycling process that eliminates the costs associated with landfilling the carrier material.

Fox River Fiber is pleased to introduce its Fox Pure brand of FDA compliant pulp for environmentally conscious...

IEI General Contractors Elects 2013 Board Officers. Our commercial contracting team is experienced and can help with your building project.

Social Security and Supplemental Security Income The Social Security Administration recently announced that the monthly Social Security and Supplemental Security Income benefits will increase by...

The Wisconsin TechSmartSummit 2012 is Your One Stop Shop to Find Solutions to Your Technology Challenges

Using technology originally developed for the aerospace industry, the AML locates subsurface objects indiscriminately - plastic, metal, wood, cable or pipe.

Many elder law practitioners that utilize Medicaid Compliant Annuities in their planning are familiar with J.G. Wentworth proclaiming their ability to purchase any annuity - regardless of the provisions.

Today, an irrevocable trust is an excellent planning tool for those clients wanting to qualify for Medicaid benefits in the future.

Medicaid planning with IRAs typically involves a considerable amount of caution due to the heavy tax consequences and penalties that can result from careless errors.

Fox River Fiber has announced the hiring of Mark Hunter as its new production manager and Thias Shefchik as an accountant for company.

It's quite common for a family to bring in documentation for a handful of old life insurance policies during your planning meetings.

Fox River Fiber has introduced a release liner recycling process that eliminates the costs associated with landfilling the carrier material.

Systems Furniture - Commercial office furniture Green Bay and...

Fox River Fiber is pleased to introduce its Fox Pure brand of FDA compliant pulp for environmentally conscious...

As an elder law attorney, you know that it is relatively easy to qualify an institutionalized spouse for Medicaid benefits by converting the excess countable resources into monthly income for the community spouse by way...

As Veterans Benefits planning increased in popularity, so did the use of insurance products in the planning marketplace. On the rare occasion one would see an immediate annuity incorrectly classified as a portion of a veteran's net worth.

The goal in planning for an institutionalized individual with diminished longevity is to allow the individual to immediately qualify for Medicaid, while reducing the reimbursement claim to the Medicaid program and creating the greatest possible...

You're not alone. If you're not an insurance agent annuities can be confusing. I'm frequently asked questions regarding the difference of annuities, and how the difference kinds are treated for eligibility purposes.

IEI General Contractors Elects 2013 Board Officers. Our commercial contracting team is experienced and can help with your building project.

I had written a prior post briefly discussing the options available when a client comes into your office with a "bad" annuity. Within that post, I mentioned the three primary options were (1) exchanging the annuity...

Personal Services Contracts ("PSKs") are widely used in Florida as a Medicaid spend-down tool and allow for immediate Medicaid eligibility. If used alone, the PSK poses three non-Medicaid problems...

"Then what's the point of using a Medicaid Compliant Annuity?" I hear this quite often, in both working with newer elder law attorneys and families of the elderly. With the state Medicaid agency required to be a beneficiary..

Social Security and Supplemental Security Income The Social Security Administration recently announced that the monthly Social Security and Supplemental Security Income benefits will increase by...

It's common knowledge that American's are living longer and because of it the risk of age-related impairments increases. We know the statistics. We know everyone thinks it won't happen to them. We've heard it all.

Most of you are aware of the new VA Annuity available. For those that aren't, it's essentially a traditional immediate annuity - revocable and assignable, but still offering zero cash value.

With the end of the year fast approaching, now is an excellent time to discuss the favorable tax treatment of long-term care insurance ("LTCI") premiums.

Al Zeise, CEO and Founder of ZyQuest, Inc and advocate of charitable networks and causes, has created HuTerra LLC (HuTerra). HuTerra is a social network designed to bring together donors, sponsors, and charities in an environment accessible to all.

John Lopes was married, residing in a nursing home, and in need of assistance. Amelia Lopes, John's spouse residing in the community, purchased a Medicaid Compliant Annuity, and shortly thereafter made a Medicaid application on behalf of her...

Once upon a time in a land far, far away, Dale Krause worked with insurance companies to create the product he needed.

With annuities being one of the most popular investment vehicles available, it shouldn't be a surprise when a client drops off a mountain of financial documentation and you happen to find an annuity policy or two.

The California Department of Health Care Services ("DHCS") recently released drafts of the proposed Deficit Reduction Act of 2005 ("DRA") asset eligibility regulation package, including the proposed treatment of annuities under the new legislation.

In some states an IRA is an exempt resource for the community spouse, or even both the community spouse and his or her institutionalized counterpart. For the states where the IRA is a countable resource, where does that leave it in your crisis..

This article describes the differences between the generations so a financial advisor can learn how to best communicate with each one.

Annuities are investment vehicles that have been around for ages. Most people have at the very least a basic understanding of what annuities are. However, due to the detailed nature of Medicaid Compliant Annuities it can be...

The Pension Protection Act of 2006 ("PPA") brought favorable tax changes for long-term care insurance funding beginning January 1, 2010.

Krause Insurance Services, a national financial services company specializing in providing insurance agents with insurance products for use in Medicaid and Veterans Benefits planning, is proud to announce the launch of a new web site.

How to include financial advisors in the planning process is a topic I frequently see discussed on various elder law listservs. The problem at hand is that many elder law attorneys have, or seek to have relationships with advisers..

On March 26, 2008, Leroy and Glenda Morris requested that a resource assessment be conducted for Medicaid eligibility purposes.

In the recent case of The Florida Bar v. Doherty, a Florida elder law attorney was disbarred by the Florida Supreme Court for attempting to sell an annuity to an elderly client without notifying the client key information.

The primary advantage of purchasing a partnership long-term care insurance policy is that if the insured exhausts all of his or her available coverage.

As a result of a performance audit conducted by the United States Government Accountability Office during the period of July 2011 to May 2012 regarding the Department of Veterans Affairs ("VA") pension program, eligibility changes are forthcoming.

The Wisconsin TechSmartSummit 2012 is Your One Stop Shop to Find Solutions to Your Technology Challenges

Using technology originally developed for the aerospace industry, the AML locates subsurface objects indiscriminately - plastic, metal, wood, cable or pipe.

One of the largest obstacles in Veterans Benefits planning can be taking future Medicaid benefits into consideration - planning for the unknown.

When investing in an annuity providing immediate payments an applicant can usually select one of three different payout options: Life-Only Payout: Payments continue as long as the owner/annuitant lives.

The use of promissory notes in crisis Medicaid planning is becoming increasingly unpopular throughout the nation. In Arkansas, they are treated as trust-like devices, thus determined to be countable resources.

For those that are not familiar with the term, a partial cure exists when a giftee returns a portion of a gift to a Medicaid applicant, thereby reducing any previously applied divestment penalty period accordingly.

In most states retirement accounts and retirement annuities are treated differently for Medicaid purposes. A retirement account will traditionally be considered under the retirement asset rules, and applied to eligibility accordingly.

The legislation regarding annuities contained within the Deficit Reduction Act of 20051 ("DRA") seems to apply only to the "annuitant who has applied for medical assistance."

Section 402(c)(11) of the Internal Revenue Code ("IRC") permits a non-spousal beneficiary to inherit a retirement asset and to receive required minimum distributions ("RMDs") based on the Internal Revenue Services' single life table.

The Facts. Marshall, a Korean War veteran, is 88 years of age and lives in Georgia. After years of struggling with Parkinson's disease and losing his wife in late 2008 Marshall realizes he can no longer live independently.

When a client takes money out of an IRA before reaching age 59 and a half he or she is liable not only for income taxes on the distribution, but also for a 10% penalty - which is based on the withdrawn amount.

Generally speaking, after the Deficit Reduction Act of 2005, if a community spouse uses a Medicaid Compliant Annuity, or promissory note, to eliminate the spend-down amount an institutionalized spouse is immediately eligible for Medicaid benefits.

The entire cost of maintenance in a nursing home or home for the aged, including meals and lodging, is a medical expense if an individual is there because of a physical condition and the availability of care is a principal reason...

An Asset Protection Trust ("APT") is an Intentionally Defective Grantor Trust. An Intentionally Defective Grantor Trust is a trust that treats the assets in the trust differently for income tax purposes than for estate tax and gift tax purposes.

Stellar Blue Web Design LLC launched a brand new custom designed and developed website for K&M Worldwide Crating custom. This website is the first in the company’s nearly five year history.

A recent court case, Hutcherson v. Arizona Health Care Cost Containment System Administration ("AHCCCS"), brought a ruling down regarding the State's recovery rights as a beneficiary of a Medicaid Compliant Annuity. Within the decision:

Trusts come in many different forms and are used for many different purposes. Generally, trusts are either revocable or irrevocable, grantor or non-grantor, inter vivos or testamentary, and simple or complex.

Many elder law practitioners that utilize Medicaid Compliant Annuities in their planning are familiar with J.G. Wentworth proclaiming their ability to purchase any annuity - regardless of the provisions.